Digital Corporate Finance

Raise capital and achieve global payment solutions all in one place

Increase liquidity, lower transaction costs and gain swift automated settlement by tokenizing your assets with SEBA Bank's all-in-one solution.

Asset Tokenization solutions

SEBA Bank offers comprehensive and bespoke tailored design solutions for all types of asset classes, including precious metals, fine art, copyrights, and more. We will help you throughout your whole Asset Tokenization development project from start to finish–from concept to distribution and liquidity provision. Our solutions include financial, legal & regulatory structuring of any project type.

What can you achieve through our extensive and reliable Asset Tokenization solutions?

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Efficiency - elimination of intermediaries

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Low counterparty risk - atomic settlement

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Transparency - superior governance

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Openness & inclusiveness - democratized access to unbanked investors

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Liquidity - fractional ownership and 24/7/365 trading

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Flexibility - securities tailored at the individual investor level

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Automation – through smart contracts

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Immutability – unlike traditional databases

Payment and Utility Token solutions

In-depth implementation of global payment and utility token solutions bringing “best of breed” design and execution capabilities that are bespoke for each client’s needs.

Delivered to the client as a fully operational and executed solution.

Fundraising (Debt & Equity) Solutions

End to end solution for debt or equity raising via security token offerings (STO).

Integrated capabilities in digital asset design, primary issuance and post-trade management services for clients’ capital raising needs, supported by experienced team of investment banking experts for bespoke advisory.

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What you get

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Additional services under one roof such as trading, lending, storage, tokenization, asset management, payment services

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Single point of contact through a simple, effective and efficient one-stop-shop

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Intellectual property — patents, licenses, precious metals

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Tokenization of a variety of assets: Asset-backed, fiat-backed, precious-metals-backed, security tokens, real estate, bonds, commodities, venture capital funds, art, loans

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Swiss FINMA regulated Bank

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Unique state of the art technology systems in the crypto industry

FAQ

What are utility tokens?

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FINMA defines utility tokens as tokens intended to provide access digitally to an application or service by means of a blockchain-based infrastructure. The issue of utility tokens does not require supervisory approval if the digital access to an application or service is fully functional at the time the tokens are issued.

What is the difference between a coin and a token?

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A coin is a cryptocurrency that can operate independently, using its own native blockchain platform. Its main purpose is to be a unit of account, store of value and medium of transfer. A token is a cryptocurrency that depends on and is built upon another blockchain platform to operate, and has wider functionalities.

What are the different types of tokens?

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There are 2 big groups, the Non-Asset-Backed Tokens (NABT) and the Asset-Backed-Tokens (ABT). NABTs are native crypto-assets whose value emerge from blockchain only. ABTs are crypto-assets that are digital representations of traditional assets.

Are utility tokens a good investment?

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If a token is strictly a utility token, it should not trade at a premium to the fiat currency price of the product or service it give access to.

What is an ICO?

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Initial Coin Offering. Based on the term IPO, ICO is the first financing round of a digital currency. Tokens are issued in exchange for established crypto currencies or fiat money. Due to their relatively high risk of fraud, ICOs are no longer possible without restrictions in many countries (e.g. banned in China since 2017) .

What is an IEO?

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Initial Exchange Offering. The main difference between IEO and ICO is that IEO tokens are not sold by the coin provider itself, but via a crypto exchange. Unlike the ICO, no smart contracts are concluded for the IEO with the coin startup itself, meaning that the interested parties register and buy from the crypto exchange directly. Because the IEO takes place under the supervision of the crypto exchange, it usually offers more security.

What is a STO?

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Security Token Offering. Tokens serve as actual securities: Investors secure their shares in the company, including ownership control, interest and intermittent returns – as is the case with an IPO on the stock exchange. STOs are traded via a security token platforms. For example in the USA, the STOs are filed with the Securities and Exchange Commissions (SEC) via the issuing platform. This regulatory authority checks the crypto startup for seriousness and only grants approval if the assessment is positive, this gives investors the most secure investment channel in the current crypto ecosystem.

How do you increase debt and equity?

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It is traditionally done in Equity Capital Market (ECM) and Debt Capital Market (DCM). With the blockchain the process and regulation is very similar, except that ownership is represented through a token and transfer, exhcange and storage is performed on the blockchain.

What are benefits of asset tokenization?

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There are many benefits that are dependent on specific cases. For a general assessment, the main advantages are the following. Less intermediation and easier data reconciliation allows for faster transfers and lower costs. Fractional ownership of assets like art or real estate. Democratization of investment by giving access to new pool of investors, digital identities will allow automated checks on the level of professionalism of an investors and the source of funds.

What are tokenization of securities?

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Tokenization is the process of issuing a token that represents a security and its economic value. Ownership of the security is derived from the ownership of the token.

What are tokenization of financial assets?

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Tokenization is the process of issuing a token that represents a a financial asset and its economic value in the digital world. Ownership of the asset is derived from the ownership of the token

How do you tokenize an asset?

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There are many elements in the process, including technical, legal & regulatory considerations to create a digital reprsentation of an underlying asset or object. SEBA is able to complete an end to end tokenization solution for its clients.

What is tokenization Blockchain?

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In blockchain, tokenization is the process of issuing a token that represents a real-world asset (tangible or intangible) and its economic value. Ownership of the asset is derived from the ownership of the token.

What is Asset tokenization in real estate?

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Tokenizing real estate means creating token that represent the underlying real estate. Ownership of the token equals ownership of the underlying. One of the advantage to real estate tokenization is to allow for partial ownership.

What is Payment token?

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Payment tokens (for example cryptocurrencies) are tokens which are intended to be used, now or in the future, as a means of payment for acquiring goods or services or as a means of money or value transfer. (FINMA)

Do you have any questions?

For more information contact us via email on digitalcorporatefinance@seba.swiss or use our contact form below.

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