Trading & Credit Solutions Crypto-collateralized Lending

Create fiat-liquidity from your crypto assets

At SEBA Bank we provide comprehensive lending services with loan amounts and durations tailored to your distinct needs – immediately and directly. Access fiat liquidity while remaining invested in digital assets!

Fast, comprehensive and secure lending at a competitive price

At SEBA Bank you benefit from fast, comprehensive and secure lending at a competitive price. As a licensed and supervised bank with a solid capital base, we have the competitive advantage of being a one-stop shop for lending as well as for custody storage, crypto-collateral management and trading – prime brokerage models and ramp-on ramp-off processes become obsolete.

Our flat hierarchies and pronounced customer focus allow fast decision-making and give you direct access to our extensive financial expertise in both digital and traditional assets.

Take a collateralised loan and increase your financial flexibility

A crypto-collateralised loan increases your financial flexibility by giving you access to additional liquidity without the need to divest your assets.

Loan type, amount, tenor and currency can all be tailored to your needs. If you have a long-term view on your digital assets you can unlock fiat liquidity to invest in new business opportunities. Furthermore, by using your existing assets as collateral, you can invest in new asset classes to enhance diversification and improve the risk-return ratio of your portfolio.

SEBA Bank, a FINMA licenced Swiss bank offers attractive lending solutions to crypto-holders, traders and investors in both digital and traditional assets.

What you get

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Loan amounts between CHF 1 million and CHF 15 million

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Loans in multiple fiat currencies (USD, EUR, CHF)

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Multiple crypto currencies (BTC, ETH, LTC) as collateral

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24/7 Monitoring

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All your financing needs covered directly by us - no prime-brokerage model

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Swiss regulated bank - providing security, stability and reliability

FAQ

What is a crypto loan and how does it work?

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Our clients can avail of a loan from SEBA Bank against their crypto or traditional securities collateral. Clients remain invested in their portfolio and generate liquidity to finance other private investments (private company, real-estate, boat etc). Clients can also leverage their existing portfolio in order to invest in additional digital or traditional assets.

How do I get a crypto loan?

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Once on-boarded with SEBA Bank, our clients can request financing terms for borrowing e.g. loan amount & currency, collateral to be pledged, loan-to-value ratio and interest rate charged. These are specified in loan documents that need to be executed. SEBA Bank offers crypto loans starting at CHF 200,000 equivalent against Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC) and Bitcoin Cash (BCH) collateral currently as well as against traditional bond and equity securities.

What is Crypto backed?

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Loans that are collateralised by digital assets, specifically cryptocurrencies are referred to as “crypto backed”.

What are the mechanics of a crypto loan?

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Once the loan terms are agreed, SEBA releases the loan amount to client’s account and monitors the collateral value on a three-tier Loan-To-Value methodology with Initial LTV, Margin Call LTV and Close-out LTV, as specified in loan documents. Clients are sent notifications if they need to act and top-up collateral or reduce loan amounts.

Can I get a Crypto credit line?

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Similar to other loans, our clients interested in margin trading can establish a credit line to trade crypto currencies with us via multiple channels both electronic and voice.

Why should I choose SEBA?

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SEBA as a fully regulated Swiss bank has capital and funding to be able to deploy its balance sheet to facili¬tate client flow/needs. We offer a fully integrated offering where our clients can safely trade, finance, store and transfer both crypto and traditional assets in a multitude of currencies. This range of services in a fully regulated and supervised setup is unique and very competitive.

Do you have any questions?

For more information contact us via email on lending@seba.swiss, or use our contact form below.

Contact us

The new economy is now. Be a part of it.

Contact us
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SEBA Bank AG
Kolinplatz 15
6300 Zug
Switzerland

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