We are SEBA. Technology and Finance, in real time.

The perfect symbiosis of Technology, Blockchain and Banking – we at SEBA Bank pursue the mission of redefining finance for the new economy by building a pioneering technological bridge between the digital and traditional asset worlds.

With a FINMA banking and securities dealer licence, SEBA Bank is able to close an important gap between the new digital economy and traditional banking. We believe that the proliferation of Distributed Ledger Technology (DLT) is leading to the formation of new markets and innovative ways of creating value. Therefore, we combine technological advances with the proven elements of traditional banking. Regulation is crucial for the protection of investors – the idea of an integrated and supervised bank with focus on digital assets arose from the growing demand for investment alternatives and the increasing affinity for technology and process engineering.

SEBA Bank enables professional individuals and companies as well as institutional clients to invest, safely keep, trade and borrow against digital and traditional assets, all in one place. For Swiss Blockchain companies SEBA will provide accounts and custody for fiat and digital assets. SEBA’s team aims to redefine finance and set new standards for security, transparency and performance. It consists of experts in the area of technology, information security, blockchain and finance.

Who are the People at SEBA Bank?

Our team represents a balance of genuine expertise in technology, information security and the crypto economy, coupled with banking talent that have been at the forefront of innovation in the industry.

Our Executive Team

The executive team at SEBA Bank is dedicated to upholding the company's core business principles: safety, transparency and performance.

Executive Management

Franz M. Bergmüller
Franz M. Bergmüller
Chief Executive Officer
Prior joining SEBA Franz served as CCO at Adcubum. Previously, he was responsible for the P&C business and the development of the direct insurer Adam Riese on the executive board of Württembergische Versicherung AG. Prior to that, he held executive board positions within the VKB group and played a leading role in setting up the direct insurer BavariaDirekt. He gained IT and consulting experience as an international partner at Accenture. He holds a Master´s degree in economics from the University of Augsburg.
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Mathias Schütz
Mathias Schütz
Chief Client Officer EMEA
Mathias is a highly skilled expert in business development and technology solutions with more than 20 years of experience with a global leader in digital banking solutions. In his career he successfully developed and grew market regions in Europe and Asia and was responsible for sales and client success in those markets. He holds a bachelor’s in business administration from the University of Applied Sciences in St. Gallen and an executive MBA in business engineering from the University of St. Gallen.
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Amy Yu
Amy Yu
Chief Executive Officer APAC
Amy has over 15 years of experience in financial services spanning investment banking, prime brokerage and exchanges in both traditional banking and digital assets in Asia. She has extensive experience in digital assets capital markets, trading ecosystem and liquidity provision, and regional growth strategy. Her last decade has been spent in business builds and regional expansions of BitMEX Derivatives exchange and Genesis Trading, crypto industry pioneers and market giants in their respective businesses; and prior to her move into the digital assets space, with the APAC build of JP Morgan’s Prime Services. Amy holds a degree from the Wharton School of the University of Pennsylvania with concentrations in Finance and Marketing, and a Minor in Asian Studies.
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Ritesh Dutta
Ritesh Dutta
Head of Trading and Treasury
Ritesh is an expert in capital markets and derivatives trading with more than 25 years of experience in various management positions in the banking industry in Europe and Asia. He successfully built and led global teams and was an FICC Executive Committee member at UBS. Between 2009 and 2014, Ritesh was a Managing Director and Global Co-Head Emerging Markets at UBS in Zurich. Ritesh studied computer science as an undergraduate at Delhi Institute of Technology and has an MBA in Finance from Indian Institute of Management, Ahmedabad. Ritesh is a CFA charter holder.
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Alistair Heggie
Alistair Heggie
Chief Operating Officer
Alistair has 25 years of experience in financial services, working for tier-1 banks, leading consultancy firms and entrepreneurial start-ups. Alistair holds a degree in Aeronautical Engineering from Bristol University, and has a proven track record in different cross-functional areas such as CTO, COO and CRO. Alistair has led domestic and global teams in enterprise architecture, operational risk control, business management, change management and information architecture.
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Alena Nicolai Gwerder
Alena Nicolai Gwerder
Chief Financial Officer
Alena is an expert in finance, risk management, business process and internal control systems. She has more than 15 years of experience in various management positions in the financial services industry. Her career includes positions such as Audit Manager at Deloitte, Head Risk Management at Frankfurter Bankgesellschaft and Senior Manager Financial Services Risk & Regulation at PricewaterhouseCoopers. She is a Swiss Certified Public Accountant and holds a master’s degree in business administration and economics from the University of Zurich.
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Markus Blattmann
Markus Blattmann
Chief Risk Officer
Markus is a risk professional with over 30 years of experience in the financial services industry. He has extensive emerging market experience, both in investment and in private banking. Prior to joining SEBA, he has served as Chief Risk Officer Asia for a large Swiss private bank. Markus holds a Master’s degree in law from the University of Basel.
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Urs Lehmann
Urs Lehmann
General Counsel and Head of Legal and Compliance
Urs Lehmann has more than 25 years of experience in the financial services industry. Previously, he was General Counsel of Crypto Finance and General Counsel of Avaloq, a leader in digital banking and outsourcing solutions. He started his career with Bär & Karrer and worked then for several years with Sullivan & Cromwell in New York and Paris before he joined UBS Group Legal in London and Zurich where he held senior positions. Urs graduated from the University of Zurich law school and completed postgraduate studies at the College of Europe in Bruges and the University of Chicago Law School. He also holds an MBA from the University of Chicago Booth School of Business and is admitted to the bar of Zurich and New York.
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Xavier Alabart
Xavier Alabart
Chief Technology Officer
Xavier has more than 17 years of experience in leading technology and product teams across various industries in regulated and non-regulated markets. Xavier holds a master’s degree in industrial engineering by the UPC Tech Barcelona, a title in specialization in management as well a degree in space studies by the International Space University in Strasbourg. He has a strong entrepreneurial and innovation mindset. His industry experience ranges from Fintech and Blockchain to Media. Previously to SEBA, Xavier was serving as European CTO for Bolttech, the Insurtech Unicorn with USD 44 billion under management operating in 30 markets across three continents.
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Myles Harrison
Myles Harrison
Chief Product Officer
Myles has over 10 years of experience of creating award winning products across financial services. A visionary product leader he has a proven track record for delivering commercial success in scaling companies as well as a large global bank. He is passionate about harnessing the opportunities from emerging technologies to drive innovation and generate value for consumers. Having graduated from Lancaster University he went on to hold several product roles at Santander UK and prior to SEBA worked as the Chief Product Officer for London based Fintech Globacap.
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Board of directors

Päivi Rekonen
Päivi Rekonen
Chair of the Board of Directors
Päivi Rekonen is an experienced banking and technology professional. Her international career has been shaped by strategic digital transformation roles at some of the world’s largest technology companies as well as at UBS, Credit Suisse and Adecco. In addition, her current board experience with publicly listed global companies brings valuable governance expertise and guidance to SEBA. She holds a master’s degree in science in economics and a master’s degree in science in social sciences from the University of Jyväskylä in Finland.
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Joseph Chee
Joseph Chee
Vice Chair of the Board
Joseph Chee is Chairman of the Board of Directors for Swiss Education Group. He has been the Chairman of Summer Capital and held various senior leadership positions with UBS. Joseph has 20+ years’ experience as a finance professional and holds an MBA from New York University and a bachelor’s degree in mechanical engineering from Stevens Institute of Technology.
Sébastien Mérillat
Sébastien Mérillat
Member of the Board
Sébastien Mérillat is one of the founders of SEBA and acts as Vice Chairman of the Board. He is an astute entrepreneur and investor and brings a deep knowledge of entrepreneurship and technology to the Board. Sébastien currently acts as chairmanof the Board of Directors at Merse AG and holds BoD mandates with various industry companies. He holds a bachelorʼs degree in electronic science.
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Evangelia Kostakis
Evangelia Kostakis
Member of the Board
Evie Kostakis, CFA, is the CFO of Julius Bär. Prior to Julius Bär, Evie worked in New York and Athens in corporate finance and wealth and asset management at Morgan Stanley, Merrill Lynch and others. She holds a bachelor’s degree in economics from the London School of Economics and a master’s degree in public policy from the University of Chicago.
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Guy Schwarzenbach
Guy Schwarzenbach
Member of the Board
Guy Schwarzenbach is a global investor with an acute perspective on the requirements of multi-asset investors. His expertise augments proficiency in the areas of crypto and strategic business models. He is CEO/CIO at Black River Asset Management, which he founded in 2017, and acting chairman of the Dolder Grand. Furthermore, Guy is CEO of Romani Pastoral Australia, a mixed farming enterprise portfolio, and assumes an executive role as principal in the family-owned family office. Prior experience includes positions within the investment banking division of UBS Warburg in Zurich as well as roles at AIG Trading in London and New York. He graduated from Eton College.
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Hans Kuhn
Hans Kuhn
Member of the Board
Hans Kuhn is a practicing attorney specializing in banking and blockchain law. He is also co-founder and/or board member of several fintech startups. Before joining private practice he served as general counsel and Head of Shared Services at Swiss National Bank. Hans holds a doctoral degree (Dr. iur) from the University of Zurich and a master’s degree from Tulane University.
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Sanjeev Karkhanis
Sanjeev Karkhanis
Member of the Board
Sunny is a Non-Executive Director of 21 Finance, a Fintech in the EU. He also is a Board Member of FICAS AG and CFA Society Switzerland. Previously, on top of being a Non-Executive Director of several companies, he has worked as a Group Managing Director and Member of the Divisional Executive Committee of UBS. Sunny holds an MBA from New York Stern University and is a Licensed Certified Public Accountant (State of Washington, USA) and a Certified Financial Analyst (CFA). He has received certificates from Insead for Corporate Governance and Harvard Fintech Certificate.
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Olivier Roussy Newton
Olivier Roussy Newton
Member of the Board
Olivier Roussy Newton is a technology entrepreneur focused on FinTech, Quantum Computing and their intersection in the Capital Markets. He is co-founder and CEO of Valour, a company specializing in Crypto Exchange Traded Products. He also is the founder and previous president of HIVE Blockchain Technologies, the first crypto mining company to go public in 2017. He is also co-founder and President of EV Technology Group and the Managing Director of BTQ AG.
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Cheney, CHENG Ki Sum
Cheney, CHENG Ki Sum
Member of the Board
Cheney Chen is a serial entrepreneur and private equity investor. He is the co-founder and co-CEO of Apoidea, an AI solution provider to financial institutions and the Managing Partner of Altive, a fintech asset management platform. He is also a Venture Partner at Pacific Century Group and an Honorary Advisor at D.H. Chen Foundation. Prior to Apoidea and Altive, he was a M&A banker and started his career at Goldman Sachs. He was also a co-founder of Teach For Hong Kong, an education non-profit organisation. Cheney obtained a bachelor’s degree in Business Administration in Global Business and Economics from the Hong Kong University of Science and Technology, with a visiting study in Harvard University and Peking University.
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Colin McQuade
Colin McQuade
Member of the Board
Colin McQuade is a senior technology executive working for global blue-chip companies. He was Head of Change Technology at Barclays International, leading a global team responsible for delivering technology products and services across multiple areas including markets, investment banking, corporate banking and Barclaycard International. He also spent ten years at Sky Group where he held the position of Managing Director, Group TV and Digital Platforms. In addition, he has held senior executive positions at AOL, Orange Group and Yahoo! Europe. Colin holds a Diploma in Electronic and Communications Engineering from the British Army School of Signals.
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Our Partners

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Media & Newsroom

See all
Digital Custody
With the rise of digital assets, custody has become an increasingly important service for the safekeeping of cryptocurrencies and other digital assets. This article introduces you to the world of cust...
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The Shapella Upgrade
The Shapella upgrade will take place next month. It will allow stakers to unlock their ethers. The process is not automatic. We explain how to do it and what we expect the price will do. Get ready for...
Read more
SEBA Bank Expands Executive Team to Drive Global Growth
Zug, Switzerland - 15 February, 2023 - SEBA Bank, a leading global crypto bank simplifying access to the crypto markets through a suite of fully regulated banking services, has appointed Myles Harriso...
Read more
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SEBA Bank AG
Kolinplatz 15
6300 Zug
Switzerland

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